Checking Accounts

Regular Checking

• A non-interest bearing account with no minimum balance, no monthly service charge and you can write an unlimited number of checks.
• To open this account, you must deposit at least $25.00.

NOW Checking

• An interest bearing account (variable interest rate) with a required minimum daily balance of $300.00.

• If you go below the $300.00 minimum, you will be charged a $3.50 service fee, a .20 cent charge per debit will be charged each statement cycle your daily balance falls below the required minimum balance. No interest will be earned while below the minimum balance.

• Interest will NOT accrue on the days that the required minimum balance is not met.

• You can write an unlimited number of checks on this account.

Super NOW Checking

• An interest bearing account (variable interest rate) with a required minimum daily balance of $2,500.00.

• If you go below the $2,500.00 minimum, you will be charged a $3.50 service fee, a .20 cent charge per debit and earn no interest while below minimum.

• You can write an unlimited number of checks on this account.

• Interest will NOT accrue on the days that the required minimum balance is not met.

Money Market Checking

• An interest bearing account (variable interest rate) with a required minimum daily balance of $2,500.00.

• If you go below the $2,500.00 minimum, you will be charged a $3.50 service fee, a .20 cent charge per debit, and no interest will be paid while below minimum balance.

• Interest will NOT accrue on the days that the required minimum balance is not met.

• You may not make more than 6 transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.

Premier Money Market Checking

• Tiered rate account

• To open this account, you must deposit at least $10,000.00

• You may not make more than 6 transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.

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