Savings Accounts

• This variable rate interest savings account must be opened with a minimum of $25.00.

• A $25.00 minimum balance waives a $2.00 monthly maintenance fee. The maintenance fee is waived for savers 18 years of age or younger. You may make an unlimited number of deposits into your account.

• You may not make more than 6 transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.

• Please visit the Rates tab for a listing of our current rates.

Christmas Club Savings

• To open this interest bearing account (variable rate), you must deposit at least $10.00

• No withdrawals are allowed on this account.

• This account runs from November 1st – October 31st. Christmas Club money will be disbursed after October 31st.

• At our discretion, we may change the interest rate on your account.

• Please visit the Rates tab for a listing of our current rates.

Health Savings Account

• There is no minimum deposit required to open the account.

• Please Contact the bank for further details.

• Please visit the Rates tab for a listing of our current rates.