Privacy Policy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

If you have any questions, comments, or complaints about the privacy of information about you, please contact us at

Livingston State Bank
125 Center St
Livingston, WI 53554
608-943-6351

We, our, and us, when used in this notice, mean Livingston State Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Deposit account

• Loan account

• Credit card account

• Safe deposit box account

• All IRA accounts for which we act as custodian

• Former customers  

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.    

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
 
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

An non-affiliate third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".  

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THE INFORMATION WE COLLECT  

We collect nonpublic personal information about you from the following sources:  

• Information you give us on applications or other forms

• Information about your transactions with us or others; and

• Information from a consumer reporting agency

• Information we receive as a result of verifying customer information  

INFORMATION WE DISCLOSE ABOUT YOU  

We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION  

We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

INFORMATION ABOUT FORMER CUSTOMERS

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this Notice.

Livingston State Bank does not retain identifying information about visitors to our website.

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