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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our,
and us, when used in this notice, mean Livingston
State Bank.
This is our
privacy notice for our customers. When we use the words "you" and
"your" we mean the following types of customers:
- Our consumer
customers who have a continuing relationship by purchasing or
holding financial products or services such as a(n):
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- Deposit account
- Loan account
- Credit card account
- Safe deposit box account
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- All IRA accounts for which we act as
custodian
- Former customers
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We will tell you
the sources of the information we collect about you. We will tell you
what measures we take to secure that information.
We first define
some terms. |
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Nonpublic personal information means information about
you that we collect in connection with providing a financial product
or service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term
"information" to mean nonpublic personal information as defined in
this section. An affiliate
is a company we own or control, a company that owns or controls us, or
a company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means
owning enough to have control.
An non-affiliate third party
is a person we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party, or simply,
an "other party". |
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THE INFORMATION WE
COLLECT |
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We
collect information about you from the following sources: |
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- Information you give us on
applications or other forms
- Information about your transactions
with us
- Information about your transactions
with other parties
- Information from a consumer
reporting agency
- Information we receive as a result
of verifying customer information
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INFORMATION WE DISCLOSE
ABOUT YOU |
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We do NOT disclose any information about you to anyone, except as
permitted by law. Examples of this might include disclosures
necessary to service your account or prevent unauthorized
transactions. |
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THE CONFIDENTIALITY,
SECURITY, AND INTEGRITY OF YOUR INFORMATION |
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We
restrict access to information about you to those employees who need
to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect
this information. |
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INFORMATION ABOUT FORMER
CUSTOMERS |
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We
have the same policy about disclosing information about former
customers as we do about current customers. |
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If
you have any questions regarding this notice call or write:
Livingston State Bank
P.O. Box 99
Livingston, Wisconsin 53554
(608) 943-6351
www.livingstonbank.com |
