CONSOLIDATED BALANCE SHEETS
DECEMBER 31, 2014 & JUNE 30, 2015
Assets | 2014 | 2015 |
Cash and balances due from depository institutions | $9,095,000 | $10,867,000 |
Federal funds sold | $3,050,000 | $5,874,000 |
Securities | $20,041,000 | $17,827,000 |
Loans and leases, net of allowance of $1,929,000 in 2014 & $1,959,000 in 2015 | $119,180,000 | $120,113,000 |
Premises and fixed assets | $665,000 | $597,000 |
Other assets | $6,761,000 | $7,132,000 |
Total assets | $158,792,000 | $162,410,000 |
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits: | 2014 | 2015 |
Interest-bearing | $113,313,000 | $118,494,000 |
Non Interest-bearing | $21,440,000 | $21,007,000 |
Total deposits | $134,752,000 | $139,502,000 |
Other liabilities | $4,566,000 | $2,797,000 |
Total liabilities | $139,318,000 | $142,299,000 |
Equity Capital: | ||
Common Stock | $75,000 | $75,000 |
Surplus | $5,962,000 | $5,962,000 |
Retained earnings | $13,437,000 | $14,074,000 |
Total equity capital | $19,474,000 | $20,111,000 |
Total liabilities and equity capital | $158,792,000 | $162,410,000 |